Sell Your House Fast in New York
We Buy Houses Across New York in Any Condition, Any Situation
New York homeowners face one of the most complex selling environments in the country — NYC co-op and condo dynamics, upstate population decline, the slowest judicial foreclosure outside of NJ, and the country's most layered closing costs. Keyheart buys houses for cash across New York.
The New York Real Estate Market
New York's housing market is bifurcated — NYC and the surrounding metro have high prices and complex co-op/condo board processes, while upstate cities (Buffalo, Rochester, Syracuse, Albany) have been losing population for decades with corresponding price softness and aging housing stock.
What New York Sellers Need to Know
New York uses judicial foreclosure with one of the slowest timelines in the country — often 900+ days from filing to sale. New York has a homestead exemption protecting $89,975-$179,975 of home equity depending on county (2024 figures). New York has state and NYC transfer taxes, a state estate tax on estates over $7 million, and a 'mansion tax' on properties over $1 million.
Common Situations We Help New York Homeowners Solve
- Pre-foreclosure homeowners using New York's extremely slow judicial timeline to find alternatives
- Upstate homes in Buffalo, Rochester, Syracuse with limited buyer demand
- Aging NYC outer borough housing (Queens, Brooklyn, Bronx) with deferred maintenance
- Inherited co-ops and condos with complicated board approval processes
- Tired landlords navigating New York's strict tenant protection laws
How It Works in New York
Fill out the form above or call (817) 725-7757 with your New York address. We'll schedule a brief walkthrough — no cleaning or repairs needed — and deliver a fair written cash offer within 24 hours. You pick your closing date and receive cash from a licensed New York title company. No agent commissions, no closing costs paid by you, no inspection negotiations.
Frequently Asked Questions About Selling in New York
Will Keyheart buy a NYC co-op or condo?
We buy condos and co-ops in NYC including with high maintenance fees, board issues, and deferred maintenance. Co-op board approval can complicate timing — we work with sellers and boards to find a workable path.
How long does New York foreclosure take?
New York uses judicial foreclosure with a typical timeline of 900+ days from filing to sale — one of the slowest in the country. That gives you years to explore alternatives, including selling to Keyheart in as little as 7 days for cash.
What are the New York transfer and mansion taxes?
New York charges a state transfer tax of 0.4%, plus an additional 0.25% on residential sales over $3 million. NYC adds its own real property transfer tax (1% under $500K, 1.425% above). The 'mansion tax' is 1% on properties $1M-$2M, scaling up to 3.9% above $25M. The buyer pays the mansion tax; seller pays transfer taxes.
Will you buy an upstate New York house with no buyers?
Yes. We buy houses throughout upstate New York including in Buffalo, Rochester, Syracuse, and small towns where MLS listings sit for years. Tell us what you have.